Many Americans search for payday loans that accept Chime, possibly because, while not a bank, Chime offers borrowers some pretty amazing benefits. These include zero-fee check and saving accounts with direct debit and deposit functionality. This is great news for borrowers applying for payday loans that accept Chime, as most lenders require borrowers to have a bank account that supports direct debits and deposits. As a result, many borrowers search for payday loans that accept Chime as their first choice.
If you’re searching for payday loans that accept Chime, you’re in the right spot. This guide details everything you need to know about the top providers of instant payday loans that accept Chime in the US. Check out our editor’s top pick of leading providers of payday loans online that accept Chime Bank below.
Best Payday Loans That Accept Chime – Cash Advances App
- Big Buck Loans: Overall Best for Unsecured Instant Payday Loans That Accept Chime
- Viva Payday Loans: Best for Up to $5000 Payday Loans Online That Accept Chime Bank
- Low Credit Finance: Best Alternative to Payday Loans Apps That Accept Chime with Low Interest
- Heart Paydays: Best for Online Payday Loans That Accept Chime for Unemployed Borrowers
- Green Dollar Loans: Best for Payday Loans That Accept Chime Accounts with No Paperwork, Calls, or Faxes
Instant Payday Loans That Accept Chime of 2023 – Full Reviews
1. Big Buck Loans: Overall Best for Unsecured Instant Payday Loans That Accept Chime
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 9/10
- Variety of Products: 9/10
- Acceptance Rate: 8/10
- Customer Support: 8/10
Big Buck Loans comfortably takes first place on our leader board as the best provider of instant payday loans that accept Chime due to the platform’s sleek application process, quick feedback and efficient payouts on approved loans.
Instant payday loans that accept Chime vary between $100 and $5000 with 5.99% to 35.99% APR and up to 2 years to pay. In addition, affordable direct debits can be set up to match the frequency of your income, weekly, fortnightly or monthly.
Highlights of Unsecured Instant Payday Loans That Accept Chime
- Simple application form
- Quick feedback
- Efficient payouts on approval
- No collateral required
- Affordable payment schedules
Eligibility Criteria for Unsecured Instant Payday Loans That Accept Chime
- 18 years or older only
- US resident (permanent)
- Income above $1k monthly
Fees and APRs on Unsecured Instant Payday Loans That Accept Chime
- Missed installments attract fees
- Lender determined APRs 5.99% to 35.99%
2. Viva Payday Loans: Best Alternative to $5000 Payday Loans Online That Accept Chime Bank
Quick Ratings
- Decision Speed: 9/10
- Loan Amount Offering: 8/10
- Variety of Products: 8/10
- Acceptance Rate: 9/10
- Customer Support: 8/10
At Viva Payday Loans, borrowers can access the exact amount of financial elbow room they need. Lenders offer borrowers payday loans online that accept Chime Bank up to $5000! In addition, smaller loans are available from as low as $100, with repayment options flexing between 3 and 24 months, depending on the loan amount.
Std APRs on payday loans online that accept Chime Bank vary between 5.99% and 35.99%, lender dependent.
Highlights of Alternatives to $5000 Payday Loans Online That Accept Chime Bank
- Medium-sized loans of $5000
- Online application form
- Simple eligibility criteria
- Direct deposit into your bank account
- 2-year repayment options available
Eligibility Criteria of Alternatives to $5000 Payday Loans Online That Accept Chime Bank
- $250 weekly income
- Above US legal age (18+)
- US-based applicants
Fees and Interest Rates on Alternatives to $5000 Payday Loans Online That Accept Chime Bank
- Early settlement fees apply
- APRs vary according to the lender (5.99% to 35.99%)
3. Low Credit Finance: Best Alternative to Cash Advance Apps That Work With Chime
Quick Ratings
- Decision Speed: 7/10
- Loan Amount Offering: 8/10
- Variety of Products: 7/10
- Acceptance Rate: 8/10
- Customer Support: 7/10
Low Credit Finance cements its comfy position on our list as the best alternative to payday loans apps that accept Chime with low interest starting at just 5.99%! Of course, APRs can increase up to 35.99%, but this depends on the loan amount taken ($100 to $5000) and the repayment term chosen (3 to 24 months). However, some lenders are willing to negotiate lower rates on payday loans apps that accept Chime alternatives to retain your business.
Highlights of Alternatives to Cash Advance Apps That Work With Chime with Low Interest
- APRs from 5.99%
- Negotiable rates (lender dependent)
- Flexible payment terms
- Loans from $100
- Direct debit enabled
Eligibility Criteria for the Best Alternatives to Cash Advance Apps That Work With Chime with Low Interest
- Valid US ID and residency status
- Income > $250 weekly/$1000 monthly
- Supporting documents (US ID, address, bank statements)
Fees and Interest Rates on Alternatives to Cash Advance Apps That Work With Chime with Low Interest
- Bounced direct debits incur penalty fees
- APRs of 5.99% to 35.99%
4. Heart Paydays: Best for Online Payday Loans That Accept Chime Available for Unemployed Borrowers
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 8/10
- Variety of Products: 7/10
- Acceptance Rate: 8/10
- Customer Support: 7/10
Heart Paydays offers the best online payday loans that accept Chime for unemployed borrowers who earn a minimum of $1000 monthly. Qualifying self-employed borrowers, contractors or freelancers may supply alternative supporting documentation instead of the mandatory payslip as stipulated by most traditional lenders.
Lenders at Heart Paydays offer online payday loans that accept Chime from $100 to $5000 with APRs up to 35.99% and repayment terms between 3 and 24 months.
Highlights of Online Payday Loans That Accept Chime for Unemployed Borrowers
- Wage slip non-mandatory
- Self-employed endorsed
- Unbiased lending
- Legitimate lenders
- Cash-flow-friendly repayment options
Eligibility Requirements for Online Payday Loans That Accept Chime for Unemployed Borrowers
- Proof of income required
- Income >$250 per week
- Applicants must be over 18
Fees and Interest Rates on Online Payday Loans That Accept Chime for Unemployed Borrowers
- Early repayments attract fees
- Interest rates of 5.99% to 35.99%
5. Green Dollar Loans: Best for Payday Loans That Accept Chime Accounts with No Paperwork, Calls, or Faxes
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 8/10
- Variety of Products: 8/10
- Acceptance Rate: 9/10
- Customer Support: 8/10
In terms of convenience, Green Dollar Loans ranks best provider of payday loans that accept Chime accounts. With this provider, you can keep your slippers on as you won’t need to leave the house! From start to finish, the application process, digital upload of supporting documents and the final payout is done entirely online!
Payday loans that accept Chime accounts vary from $100 to $5000 with up to 2-year repayment terms (lender and loan amount dependent) and APRs between 5.99% and 35.99%.
Highlights of Payday Loans That Accept Chime Accounts with No Paperwork, Calls, and Faxes
- 100% digital application
- No manual paperwork
- Fast response and processing
- Direct deposit enabled
- Flexible loan values
Eligibility Requirements for Payday Loans That Accept Chime Accounts with No Paperwork, Calls, and Faxes
- US citizens only
- Direct deposit enabled bank account
- $1000 monthly remuneration
Fees and Interest Rates on Payday Loans That Accept Chime Accounts with No Paperwork, Calls, and Faxes
- Lenders apply fees for missed payments
- 5.99% to 35.99% APR (set by the lender)
How Did We Choose the Best Providers of Online Cash Advance Apps That Work With Chime?
Here’s what we looked for in each of our recommended loan finders:
- Quick and easy online applications.
- Discreet lending that requires no queues, faxes or lengthy calls.
- Flexible loan amounts.
- Reasonable repayment options.
- Affordable monthly installments loans.
Types of Online Payday Loans That Accept Chime Bank
Online Payday Loans That Accept Chime Bank for Unemployed Borrowers
If you don’t have a formal job but still generate sufficient funds through alternative sources each month, you can apply for online payday loans that accept Chime bank between $100 and $5000.
Car Online Payday Loans That Accept Chime Bank
Need to buy a little run around to do daily chores, or pay for vehicle repairs? Car online payday loans that accept Chime bank come with flexible repayment terms and loan amounts up to $5000.
Emergency Online Payday Loans That Accept Chime Bank
If you have an emergency, you need to get access to online payday loans that accept Chime bank that are processed as quickly as possible. It takes minutes to apply via a loan-finder platform and feedback typically takes 2 minutes.
Features and Factors of Payday Loans That Accept Chime Banking
Interest Rates of Payday Loans That Accept Chime Banking
APRs range from 5.99% to 35.99% when applying for payday loans that accept Chime banking.
Amounts and Terms of Payday Loans That Accept Chime Banking
When opting for payday loans that accept Chime banking, you’ll get access to loans from $100 to $5000, with 3 to 24 months to pay.
Reputations of Lenders Offering Payday Loans That Accept Chime Banking
Peace of mind is the order of the day, as lenders offering payday loans that accept Chime banking on loan-finder platforms are reputable, accredited, and transparent.
No-Deposit Payday Loans That Accept Chime Banking
Payday loans that accept Chime banking don’t require collateral or a deposit to secure the deal. Instead, the loan is unsecured, which means the lender takes on the risk.
Top 5 Providers of Same Day Payday Loans That Accept Chime
| Providers of Same Day Payday Loans That Accept Chime | Pros | Cons |
| Big Buck Loans | Poor credit allowedReasonable interestUnemployed people welcomeNo red tapeFlexible amounts | High Interest |
| Viva Payday Loans | Low APR start pointFriendly borrowing processQuick and easyFast turnaround | APR 5.99% to 35.99% |
| Low Credit Finance | Apply onlineMinimal digital paperworkEasy-to-apply processSimple eligibilityFlexible loan amounts | Expensive |
| Heart Paydays | 2-minute approvalsFast disbursementsTransparent lendersFlexible optionsAutomated repayments | High APR |
| Green Dollar Loans | Transparent loan contractsDirect lenders availableNo fees to connect you with a lenderBad credit borrowers welcomeWide selection of loan options | High Interest |
Applying for Same Day Payday Loans That Accept Chime in 4 Quick Steps
The following steps can be followed to apply via the Big Buck Loans platform:
Step 1: Choose the Same Day Payday Loans That Accept Chime Amount and Term
Indicate how much you need ($100 to $5000) and for how long (3 to 24 months).
Step 2: Complete the Application Form for Same Day Payday Loans That Accept Chime
Next, access the same day payday loans that accept Chime application form and input your personal particulars. This takes only a few minutes. Submit the form.
Step 3: Receive Feedback in 2 Minutes on Payday Loans App That Accept Chime Bank
Wait 2 minutes for feedback and decide if you’re going ahead. Going ahead requires locking the details of the contract in, receiving a contract, reading and signing the contract.
Step 4: Payday Loans App That Accept Chime Bank Are Paid Out Quickly
Send the signed contract back to the lender, and you’ll receive the funds for your payday loans app that accept Chime bank payout directly into your bank account.
FAQ’s
What is the Best Alternative to a Payday Loans App That Accept Chime Bank?
While Big Buck Loans, Low Credit Finance, Viva Payday Loans, Heart Paydays and Green Dollar Loans are not apps, they do offer a quick and easy way to get your hands on some much-needed extra cash. These platforms offer payday loans that you can afford.
Is There a Credit Check When Applying for Alternatives to a Payday Loans App That Accept Chime Bank?
Yes, in the US, it is a legal requirement for lenders to carry out credit checks. This doesn’t mean that you can’t get a loan if you have bad credit.
Is it Possible to Get Payday Loans That Accept Chime Card?
Yes, it is possible. You simply have to use a loan-finder to find the right payday loans provider for you, that accepts Chime cards. Asking lenders upfront is a way to save time and frustration.
Which Payday App Accepts Chime Card?
Many online loan providers require direct deposit accounts to pay over the amount once a loan is approved. Chime cards and accounts provide an easy way to receive and send money. With a Chime card, you can get payday loans through Big Buck Loans, Heart Paydays, Green Dollar Loans, Low Credit Finance, and Viva Payday Loans.
How Can I Get a Better Cash Advance Than What Chime Card Offers?
If you are looking for more loan options and flexible repayment options, you can opt to use a loan-finder site. This type of service connects you with a lender most likely to assist you. Some top options include Big Buck Loans and Loan Credit Finance.
What Paperwork Do I Need to Apply for Payday Loans That Accept Chime?
To apply for payday loans that accept Chime, you must be prepared to share digital versions of your paperwork. You’ll need a valid copy of your ID, proof of income, and proof of address.
I Was Turned Down When I Applied for Payday Loans That Accept Chime. Why?
There are several reasons why your application could have been rejected. For starters, you could earn too little, be too young, or be unable to prove that you can afford the loan. Ensure that you meet the eligibility requirements before you apply.
Conclusion
Big Buck Loans deserves its top spot on the list in terms of efficiency, processing and speed! However, as with most things, choosing the right loan finder has much to do with personal preference. Whether you prefer speed, convenience, or affordable rates is up to you! Thankfully, no matter which provider you choose from our list, we’re confident you’ll get the exemplary service you deserve!
Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to US residents only.