Apps like Empower can help you access a few bucks to get you through a rough patch as you wait for your paycheck. You can borrow from $10 to $250 interest-free with apps like Empower and repay on your next payday. However, apps like Empower are only free for the first 14 days, after which an $8 monthly fee applies. Using apps like Empower and Dave may not be worth it if the cash advance is your only need. Alternatives to apps like Empower cash advance offer better deals with flexible terms, higher loan amounts, and easy repayments.
Loan finders can help you apply for excellent alternatives to cash advance apps like empower without paying a cent. You’ll get a quick and easy process, quick approvals and fast payouts no matter your credit score or employment status. Read on to discover our editor’s top picks of the best providers of alternatives to other apps like Empower, what they offer and how you can apply.
Best Alternatives to Apps Like Empower in 2023 – Quick Overview
- Heart Paydays: Overall Best for Alternatives to Apps Like Empower Offering Flexible Loan Amounts Between $100 and $5000
- Viva Payday Loans: Best for Alternatives to Apps Like Empower Cash Advance with More Flexibility in Terms of Amounts and Repayment Options
- Big Buck Loans: Best for Alternatives to Apps Like Empower and Dave for Bad Credit Borrowers
- Green Dollar Loans: Best for Alternatives to Cash Advance Apps Like Empower without a Job
- Low Credit Finance: Best for Alternatives to Other Apps Like Empower for Emergencies and Last-Minute Expenses
Best Alternatives to Apps Like Empower 2023 – Full Reviews
Heart Paydays: Overall Best for Alternatives to Apps Like Empower Offering Flexible Loan Amounts Between $100 and $5000
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 9/10
- Variety of Products: 9/10
- Acceptance Rate: 9/10
- Customer Support: 8/10
While Empower only offers up to $250, Heart Paydays enables easy applications for alternatives to apps like Empower with flexible loan amounts between $100 and $5,000. It features quick approvals, fast payouts and tailored repayments from 3 to 24 months.
Highlights of Alternatives to Apps Like Empower Offering Flexible Loan Amounts Between $100 and $5000
- Easy applications
- Flexible loan amounts
- Quick approvals
- Fast payouts
- Tailored repayments
Eligibility Criteria to Apply for Alternatives to Apps Like Empower Offering Flexible Loan Amounts Between $100 and $5000
- 18+ years of age
- US citizen/resident
- Earn at least $1,000 p/m
Fees and APRs Charged on Alternatives to Apps Like Empower Offering Flexible Loan Amounts Between $100 and $5000
- 5.99% to 35.99% APR
- Late payment fee.
Viva Payday Loans: Best for Alternatives to Apps Like Empower Cash Advance with More Flexibility in Terms of Amounts and Repayment Options
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 8/10
- Variety of Products: 9/10
- Acceptance Rate: 9/10
- Customer Support: 8/10
With Empower, you can only borrow $250 and repay on the day you get paid. With Viva Payday Loans, you can access alternatives to apps like Empower cash advance with flexible amounts and repayment terms. You can apply in minutes and get fast feedback with quick disbursements and customizable repayments of weekly, fortnightly or monthly frequencies.
Highlights of Alternatives to Apps Like Empower Cash Advance with More Flexibility in Terms of Amounts and Repayment Options
- Flexible amounts
- Apply in minutes
- Fast feedback
- Quick disbursements
- Customizable repayment frequencies
Eligibility Criteria to Apply for Alternatives to Apps Like Empower Cash Advance with More Flexibility in Terms of Amounts and Repayment Options
- At least 18 years of age
- Active US bank account
- Proof of ID and income
Fees and Interest Rates Charged on Alternatives to Apps Like Empower Cash Advance with More Flexibility in Terms of Amounts and Repayment Options
- Missed payment fee
- 5.99% to 35.99% APR
Big Buck Loans: Best for Alternatives to Apps Like Empower and Dave for Bad Credit Borrowers
Quick Ratings
- Decision Speed: 9/10
- Loan Amount Offering: 8/10
- Variety of Products: 9/10
- Acceptance Rate: 8/10
- Customer Support: 8/10
Big Buck Loans is suitable if you have bad credit and are looking for alternatives to apps like Empower and Dave. It features hassle-free borrowing with free access to specialized lenders offering immediate responses and swift payouts for up to $5,000.
Highlights of Alternatives to Apps Like Empower and Dave for Bad Credit Borrowers
- Borrow money with bad credit
- Hassle-free borrowing
- Free access to specialized lenders
- Immediate responses
- Swift payouts
Eligibility Criteria to Apply for Alternatives to Apps Like Empower and Dave for Bad Credit Borrowers
- Legal adult above 18 years
- US citizen/resident
- Minimum income of $1,000 p/m
Fees and Interest Rates Charged on Alternatives to Apps Like Empower and Dave for Bad Credit Borrowers
- Late payment fee
- 5.99% to 35.99% APR
Green Dollar Loans: Best for Alternatives to Cash Advance Apps Like Empower without a Job
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 8/10
- Variety of Products: 9/10
- Acceptance Rate: 8/10
- Customer Support: 7/10
Green Dollar Loans champions inclusive lending by offering alternatives to cash advance apps like Empower to borrowers without a job. It features a fast loan process, lenders who accept all income sources, and small to medium-sized loans from $100 to $5,000 with quick turnarounds.
Highlights of Alternatives to Cash Advance Apps Like Empower without a Job
- Inclusive lending
- All income sources accepted
- Fast loan process
- Small to medium-sized loans
- Quick turnarounds
Eligibility Requirements to Apply for Alternatives to Cash Advance Apps Like Empower without a Job
- 18 years of age and above
- Earn at least $1,000 monthly
- Pass the affordability assessment
Fees and Interest Rates Charged on Alternatives to Cash Advance Apps Like Empower without a Job
- 5.99% to 5.99% APR
- Missed payment charge
Low Credit Finance: Best for Alternatives to Other Apps Like Empower for Emergencies and Last-Minute Expenses
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 8/10
- Variety of Products: 7/10
- Acceptance Rate: 8/10
- Customer Support: 7/10
Low Credit Finance features a streamlined online process for alternatives to other apps like Empower with 2-minute feedback and speedy payouts. Lenders consider all credit scores, and you can borrow from $100 to $5,000 with reasonable rates starting from 5.99%.
Highlights of Alternatives to Other Apps Like Empower for Emergencies and Last-Minute Expenses
- Streamlined online process
- 2-minute feedback
- Speedy payouts
- All credit scores considered
- Reasonable rates
Eligibility Requirements to Apply for Alternatives to Other Apps Like Empower for Emergencies and Last-Minute Expenses
- 18+ years of age
- Legal US citizen/resident
- Proof of ID and address
Fees and APRs on Alternatives to Other Apps Like Empower for Emergencies and Last-Minute Expenses
- Late repayment fee
- 5.99% to 35.99% APR
How Did We Choose the Best Providers of Alternatives to Apps Like Empower Cash Advance?
We looked for loan finders offering:
- 100% online loan processes
- Easy eligibility criteria
- Inclusive lending for bad credit and unemployed borrowers
- Flexible loan amounts and repayments
- Fast funding
Types of Alternatives to Apps Like Empower Cash Advance
Alternatives to Apps Like Empower Cash Advance for Bad Credit
Alternatives to apps like Empower cash advance for bad credit allow borrowers with low or no credit to access from $100 to $5,000.
Alternatives to Apps Like Empower Cash Advance for Students
Alternatives to apps like Empower cash advance for students are suitable for young adults with no credit or formal job.
Alternatives to Apps Like Empower Cash Advance for Bridging Cash
Alternatives to apps like Empower cash advance for bridging cash feature small to medium amounts from $100 to $5,000 with easy repayments.
No Collateral Alternatives to Apps Like Empower Cash Advance
No collateral alternatives to apps like Empower cash advance don’t require a valuable asset as security to qualify and get approved.
Factors and Features of Alternatives to Apps Like Empower Cash Advance
Alternatives to Apps Like Empower Cash Advance Costs & Penalties
Interest rates for alternatives to apps like Empower cash advance range from 5.99% to 35.99%. Lenders can also penalize you for late or missed repayments.
Alternatives to Apps Like Empower and Dave with Direct Lenders
With alternatives to apps like Empower and Dave, you only agree and make a deal with direct lenders.
Alternatives to Apps Like Empower and Dave with Scheduled Payments
You can repay alternatives to apps like Empower and Dave in 3 to 24 months through weekly, fortnightly or monthly repayment schedules.
Alternatives to Apps Like Empower and Dave Expected Disbursements
The lender will disburse the approved loan amount directly into your account as soon as possible after finalizing the loan process.
Top 5 Providers of Alternatives to Apps Like Empower and Dave
| Alternatives to Apps Like Empower and Dave | Pros | Cons |
| Heart Paydays | All FICO scores acceptedStraightforward loan processFast disbursementHonest lendersStress-free borrowing | Pricey interest |
| Viva Payday Loans | Apply with any income All occupations welcomeSubstantial amountsFlexible termsDeal with direct lenders | High rates |
| Big Buck Loans | Tailored repaymentsNo hidden costsConvenient borrowingOnline applicationsFast turnarounds | Costly interest |
| Green Dollar Loans | Quick processingSpeedy payoutsTrustworthy providersA comprehensive panel of lendersEasy repayments | Expensive fees |
| Low Credit Finance | Customizable termsApply with low or no creditZero discriminationFast processingTimely payouts | High APRs |
How to Apply for Alternatives to Apps Like Empower and Dave
Follow these steps to apply via Low Credit Finance:
Step 1: Select How Much You Need from Alternatives to Apps Like Empower and Dave
Choose an affordable amount from $100 to $5,000 and a relevant term from 3 to 24 months.
Step 2: Complete the Application Form for Alternatives to Apps Like Empower and Dave
Provide your personal, income, employment and expenditure details for verification.
Step 3: Feedback on Alternatives to Cash Advance Apps Like Empower Provided in Minutes
Within 2 minutes, you’ll know whether or not you qualify for alternatives to cash advance apps like Empower. If a lender can help you, they’ll extend a loan contract. Read it carefully, then sign and return it to the lender for processing.
Step 4: Funds for Alternatives to Cash Advance Apps Like Empower Disbursed Quickly
Lenders are quick and will send the approved loan amount directly into your account as soon as possible.
FAQ’s
Do Cash Advance Apps Like Empower Charge a Fee?
Yes. Cash advance apps like Empower charge $8 monthly after a free 14-day trial. You can access free alternatives to cash advance apps like Empower through loan finders.
What Is the Repayment Term for Cash Advance Apps Like Empower?
Cash advance apps like Empower require you to repay on the day you get paid in one lump sum. Consider alternatives to cash advance apps like Empower if you need more flexible repayment terms.
Can I Access Cash Advance Apps Like Empower When Paid in Cash?
No. Cash advance apps like Empower don’t support borrowers paid in cash or checks. Alternatives to cash advance apps like Empower feature lenders who accept all types of income and are a better solution.
How Much Can I Borrow with Alternatives to Other Apps Like Empower?
Alternatives to other apps like Empower allow you to borrow from $100 to $5,000, depending on your affordability.
How Do Lenders Determine Affordability for Alternatives to Other Apps Like Empower?
Lenders determine affordability for alternatives to other apps like Empower by comparing your income with your monthly outgoings.
Is Approval for Alternatives to Other Apps Like Empower Guaranteed?
No. Approval for alternatives to other apps like Empower isn’t guaranteed, but you can improve your chances by choosing an amount you can realistically afford and providing accurate information in your application.
Can I Borrow Alternatives to Apps Like Empower with Bad Credit?
Yes. Alternatives to apps like Empower with bad credit are available from specialized lenders who focus on your affordability instead of your credit issues.
Conclusion
Alternatives to apps like Empower are fast financing options if you need more than $250 with flexible repayment terms. You can access some of the best alternatives to apps like Empower from Heart Paydays. It allows you to apply for free without monthly costs through a quick and easy process with 2-minute approvals and speedy payouts. Apply today and borrow from $100 to $5,000 with 3 to 24 months repayment periods regardless of your credit score or occupation!
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Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to US residents only.