Installment loans are an excellent choice when you need to borrow a lump sum of money you can repay in fixed payments or installments. With installment loans, you know exactly how much you owe each month. A wide range of installment loans share the same structure, and you can access them through loan providers. The best providers of installment loans online are excellent when looking for installment loans near me. They provide a fast and convenient loan process with inclusive criteria and quick funding and feature different online installment loans to suit different borrowers.

These include installment loans for bad credit, guaranteed installment loans for bad credit alternatives, online installment loans instant approval alternatives, guaranteed installment loans for bad credit direct lenders only alternatives, personal installment loans, bad credit installment loans, no credit check installment loans alternatives, guaranteed installment loans for bad credit no credit check alternatives and tribal installment loans direct lenders no credit check alternatives. The best providers got you covered whether you need installment loans no credit check alternatives, or instant funding installment loans alternatives. 

Read on to discover some of the best online installment loans no credit check alternatives providers in the US, what they offer, their ratings, and how you can apply. 

Guaranteed Installment Loans for Bad Credit 2023 – Quick Overview

  • Green Dollar Loans: Overall Best for Installment Loans Online with No Upfront Fees and Costs
  • Low Credit Finance: Best for Installment Loans for Bad Credit Borrowers – All FICO Scores Welcome
  • Big Buck Loans: Best for Unemployed Online Installment Loans up to $5000
  • Heart Paydays: Best for Installment Loans Near Me with Quick and Easy Application and 2-Minute Approval Process
  • Viva Payday Loans: Best for Alternatives to Guaranteed Installment Loans for Bad Credit with 3 to 24 Months to Pay

Best Online Installment Loans Instant Approval | Installment Loans Near Me

1. Green Dollar Loans: Overall Best for Installment Loans Online with No Upfront Fees and Costs

Quick Ratings

  • Decision Speed: 9/10 
  • Loan Amount Offering: 9/10 
  • Variety of Products: 9/10 
  • Acceptance Rate: 9/10 
  • Customer Support: 8/10 

Green Dollar Loans doesn’t charge anything for some of the best installment loans online. It features a quick and easy process with no upfront fees and costs. You can borrow from $100 to $5,000 with fast approvals, quick funding, and easy repayments from 3 to 24 months. 

Highlights of Installment Loans Online Via Green Dollar Loans

  • Quick and easy applications process
  • Fast approvals
  • Quick funding
  • Easy repayments
  • Zero fees or costs

Eligibility Criteria for Installment Loans Online with No Upfront Fees and Costs

  • Earn at least $1000+ p/m
  • Over 18 years of age
  • Legal US citizen/resident 

Fees and APRs on Installment Loans Online with No Upfront Fees and Costs

  • 5.99% to 35.99% APR
  • Missed payment fee 

Click Here To Request Funds Online >>

2. Low Credit Finance: Best for Installment Loans for Bad Credit Borrowers – All FICO Scores Welcome

Quick Ratings

  • Decision Speed: 9/10 
  • Loan Amount Offering: 8/10 
  • Variety of Products: 9/10 
  • Acceptance Rate: 9/10 
  • Customer Support: 8/10 

Low Credit Finance welcomes borrowers with all types of FICO scores and offers some of the best installment loans for bad credit borrowers. It features a streamlined loan process, fast turnarounds, affordable amounts from $100 to $5,000, and flexible terms. 

Highlights of Installment Loans for Bad Credit Borrowers – All FICO Scores Welcome

  • All FICO scores welcome
  • Borrow money with bad credit
  • Streamlined loan process
  • Fast turnarounds
  • Affordable amounts

Eligibility Criteria for Installment Loans for Bad Credit Borrowers – All FICO Scores Welcome

  • 18+ years old
  • Legal US citizens and residents 
  • Proof of ID, address, and income

Fees and Interest Rates on Installment Loans for Bad Credit Borrowers – All FICO Scores Welcome

  • 35.99% maximum interest
  • Late payment penalty

Click Here To Request Funds Online >>

3. Big Buck Loans: Best for Unemployed Online Installment Loans up to $5000

Quick Ratings

  • Decision Speed: 9/10 
  • Loan Amount Offering: 9/10 
  • Variety of Products: 8/10 
  • Acceptance Rate: 8/10 
  • Customer Support: 7/10 

If you’re not formally employed but have an alternate source of income, check out Big Buck Loans. It welcomes all income sources and features a fast loan process with immediate feedback for unemployed online installment loans up to $5,000 and quick payouts.

Highlights of Unemployed Online Installment Loans up to $5000

  • All income sources accepted
  • Fast loan process
  • Immediate feedback
  • Quick payouts
  • Borrow up to $5000

Eligibility Criteria for Unemployed Online Installment Loans up to $5000

  • Valid ID like a social security number
  • Legal adult above 18 years 
  • Active US bank account

Fees and Interest Rates on Unemployed Online Installment Loans up to $5000

  • 5.99% interest (low)
  • Max interest of 35.99%

Click Here To Request Funds Online >>

4. Heart Paydays: Best for Installment Loans Near Me with Quick and Easy Application and 2-Minute Approval Process

Quick Ratings

  • Decision Speed: 8/10 
  • Loan Amount Offering: 8/10 
  • Variety of Products: 7/10 
  • Acceptance Rate: 8/10 
  • Customer Support: 7/10 

Heart Paydays features quick and easy applications for installment loans near me with 2-minute approvals and small to medium-sized amounts from $100 to $5,000. It welcomes all credit scores and features swift disbursements with reasonable rates from 5.99%. 

Highlights of Installment Loans Near Me with Quick and Easy Application and 2-Minute Approval Process

  • Quick and easy applications
  • 2-minute approvals
  • Small to medium-sized amounts
  • All credit scores welcome
  • Swift disbursements

Eligibility Requirements for Installment Loans Near Me with Quick and Easy Application and 2-Minute Approval Process

  • Minimum age of 18 years
  • Legal US residents/citizens 
  • Earn at least $1,000 monthly

Fees and Interest Rates on Installment Loans Near Me with Quick and Easy Application and 2-Minute Approval Process

  • Late payments penalty
  • 5.99% to 35.99% APR

Click Here To Request Funds Online >>

5. Viva Payday Loans: Best for Alternatives to Guaranteed Installment Loans for Bad Credit with 3 to 24 Months to Pay

Quick Ratings

  • Decision Speed: 8/10 
  • Loan Amount Offering: 9/10 
  • Variety of Products: 8/10 
  • Acceptance Rate: 8/10 
  • Customer Support: 7/10 

Viva Payday Loans offers long repayment periods for alternatives to guaranteed installment loans for bad credit. It features smooth applications with quick turnarounds, affordable amounts from $100 to $5,000, and tailored repayment terms from 3 to 24 months. 

Highlights of Alternatives to Guaranteed Installment Loans for Bad Credit with 3 to 24 Months to Pay

  • Borrow money with low or non-existent credit
  • Smooth applications
  • Quick turnarounds
  • Affordable amounts
  • Tailored repayments

Eligibility Requirements for Alternatives to Guaranteed Installment Loans for Bad Credit with 3 to 24 Months to Pay

  • Minimum income of $1000 p/m
  • At least 18 years of age
  • Pass the affordability assessment

Fees and Interest Rates on Alternatives to Guaranteed Installment Loans for Bad Credit with 3 to 24 Months to Pay

  • 5.99% to 35.99% APR
  • Late/missed payment penalty

Click Here To Request Funds Online >>

How Did We Choose The Best Online Installment Loans Instant Approval Alternatives Providers?

We looked for loan finders offering:

  • Easy qualification criteria
  • 100% online process
  • Inclusive lending
  • Flexible amounts and repayments
  • Reasonable interest rates 

Types of Online Installment Loans Instant Approval Alternatives

Emergency Online Installment Loans Instant Approval Alternatives

Emergency online installment loans instant approval alternatives are quickly processed, approved, and paid out with minimal delays. 

Alternatives to Guaranteed Installment Loans for Bad Credit Direct Lenders Only

Alternatives to guaranteed installment loans for bad credit direct lenders only allow you to borrow from $100 to $5,000 directly from the lender with no middle parties. 

No Collateral Alternatives to Guaranteed Installment Loans for Bad Credit Direct Lenders Only

No collateral alternatives to guaranteed installment loans for bad credit direct lenders only don’t require any security to qualify and get approved. 

Bad Credit Alternatives to Guaranteed Installment Loans for Bad Credit Direct Lenders Only

Bad credit alternatives to guaranteed installment loans for bad credit direct lenders only are suitable for borrowers with low or non-existent credit scores. 

Features and Factors of Personal Installment Loans

Interest Rates on Personal Installment Loans

Interest rates on personal loans range from 5.99% to 35.99%. 

Credit Checks for Bad Credit Installment Loans

All reputable lenders must conduct credit checks per lending regulations, but you can still access bad credit installment loans even with low credit scores.

Repayment Terms on Bad Credit Installment Loans

You can choose a suitable period from 3 to 24 months and repay in weekly, fortnightly, or monthly frequencies. 

Speedy Disbursement on No Credit Check Installment Loans Alternatives

Lenders will disburse the approved amount directly into your account as soon as possible after finalizing the loan process. 

Top 5 Providers of No Credit Check Installment Loans Alternatives of 2023

No Credit Check Installment Loans AlternativesProsCons
Green Dollar LoansBorrow with low or non-existent creditFast loan processQuick approvalsTransparent lendingSpeedy disbursementsPricey rates
Low Credit FinanceBorrow money without a payslipAffordable loansHigh amountsEasy repaymentsDeal directly with lendersAPR can reach 35.99%
Big Buck LoansTailored repaymentsHonest dealsBorrow money from homeInclusive lendingEasy qualificationsCostly fees
Heart PaydaysQuick loan processFast payoutsCustomizable termsSmall to medium-sized amountsAffordable loansExpensive interest
Viva Payday LoansStraightforward applicationsHassle-free borrowingAll income sources acceptedBad credit scores consideredFast disbursementsHigh rates

How to Apply for Guaranteed Installment Loans for Bad Credit No Credit Check Alternatives

Visit the Green Dollar Loans website and follow these four steps:

Step 1: Determine How Much You Require When Applying for Guaranteed Installment Loans for Bad Credit No Credit Check Alternatives

Start by choosing a suitable amount from $100 to $5,000 and how long you need to repay, from 3 to 24 months. 

Step 2: Complete the Installment Loans Bad Credit Application Form

Fill in the online form with your personal, employment, income and monthly expenditure details to help lenders verify that you qualify for installment loans bad credit. 

Step 3: Get Feedback on Your Installment Loans Bad Credit Application

Within 2 minutes of submitting the completed application form, you’ll know whether or not you qualify for installment loans bad credit. A lender who can offer the loan will extend a loan contract. Read it carefully, then sign and return it to the lender. 

Step 4: Get a Direct Deposit When Your Installment Loans No Credit Check Alternative Application is Approved

The lender will send the approved loan amount directly into your account as soon as possible. 

Guaranteed Installment Loans For Bad Credit Direct Lenders Only

Top 5 Best Installment Loans For Bad Credit USA (2023) With Guaranteed Approval from Direct Lenders

FAQ’s 

How Much Can I Borrow with Alternatives to Installment Loans No Credit Check?

Depending on your affordability, you can borrow from $100 to $5,000 with alternatives to installment loans no credit check

How Long Will I Wait to Get Approved for Instant Funding Installment Loans Alternatives?

Instant funding installment loans alternatives get approved within 2 minutes of submitting your application, provided you’re eligible and can prove affordability. 

How Long Can I Repay Instant Funding Installment Loans Alternatives?

You can repay instant funding installment loans alternatives from 3 to 24 months through weekly, fortnightly, or monthly repayments. 

What Is the Minimum Income Required for Alternatives to Tribal Installment Loans Direct Lenders No Credit Check?

Lenders offering alternatives to tribal installment loans direct lenders no credit check require a minimum income of $1,000 monthly to qualify. 

What Interest Rate Will I Get for Online Installment Loans No Credit Check Alternatives?

You can expect an interest rate from 5.99% to 35.99% for online installment loans no credit check alternatives. 

Can I Borrow Direct Lender Online Installment Loans Instant Approval when Unemployed?

Yes! But you must have an alternate source of income and prove affordability. 

How Can I Improve My Chances of Getting Approved for Installment Loans?

You can improve your chances of getting approved for installment loans by requesting an amount you can realistically afford to repay and providing accurate information in the application form. 

Conclusion

Installment loans make borrowing affordable by allowing fixed repayments that don’t change throughout the loan term. You can access some of the best installment loans by applying through Green Dollar Loans. It features a fast and convenient process, and you only need a few minutes to apply with multiple lenders with fast approvals, inclusive lending criteria, and quick payouts. Apply today through a few simple steps and borrow from $100 to $5,000 with 3 to 24 months repayment periods!

ALSO CHECK: 

Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to US residents only. f

Leave a comment

Leave a Reply