With temperatures in Virginia expected to plummet into the teens and single digits this week, AAA Insurance is urging homeowners to prepare for the potential damage caused by frozen pipes. The severe cold can put both plastic and copper pipes at risk of freezing, which can lead to cracks that release hundreds of gallons of water per day, causing extensive flooding, structural damage, and mold growth.
According to Welaine Memenza, AAA Territory Manager for Retail Insurance Sales, understanding how to protect plumbing systems, manage a burst pipe, and navigate insurance claims can significantly reduce the impact of extreme winter weather. She emphasized that preparation is key to avoiding costly repairs.
Pipes located in uninsulated or poorly insulated areas, such as crawl spaces and attics, are particularly vulnerable to freezing. Sudden temperature drops or thermostat settings that don’t maintain consistent warmth can also exacerbate the issue. Homeowners are encouraged to address these vulnerabilities before temperatures reach their lowest points.
In addition to insulating exposed pipes, steps such as sealing gaps where cold air may enter, maintaining a consistent indoor temperature, and ensuring heat can circulate around plumbing fixtures can reduce the likelihood of freezing. For those planning to leave their homes during the cold snap, keeping minimal heat on inside the house is recommended to prevent frozen pipes.
Even with precautions, frozen pipes can occur. Recognizing the problem early is crucial. A pipe that feels cold to the touch or a faucet that doesn’t produce water can indicate freezing. Thawing pipes safely, using methods like warm air from a hair dryer, can help mitigate the problem without causing further damage. Homeowners should avoid using open flames or other high-heat tools, as these can pose serious fire risks.
If a pipe bursts, immediate action is required. Shutting off the main water valve is the first priority to stop the flow of water. Cleanup efforts should follow quickly to minimize water damage, especially to floors and furniture. While it’s important to act swiftly, homeowners should document the damage by taking photos and making an inventory of affected items for their insurance claim. Temporary repairs to prevent additional harm, such as removing water-soaked carpets or belongings, are also recommended.
Memenza advised that homeowners review their insurance policies to understand what is covered. Most standard policies include provisions for water damage caused by burst pipes or ice buildup, as well as additional living expenses if temporary relocation is necessary. Receipts for these expenses, along with those for repairs, should be retained for submission during the claims process.
Proper drying and restoration of damaged areas are critical to preventing mold growth, which thrives in damp environments. Memenza noted that moisture control is essential to avoiding long-term issues, as mold cannot survive without water.
The arctic weather gripping the region serves as a reminder of the importance of preparation and proactive measures to safeguard homes. Homeowners who act now to protect their plumbing systems will be better equipped to handle the challenges of extreme cold and avoid costly repairs and disruptions.